Gujarat Stamp Duty 2025 – Pay Online & Registration Charges | Brixifiy

🏠 Gujarat Stamp Duty 2025: How to Pay Online and What Are the Registration Charges?

Published by Brixifiy Real Estate | Updated: November 2025

When you buy a property in Gujarat, it’s legally necessary to register it with the government by paying a one-time stamp duty and registration charge. These payments give your property a legal identity, protect ownership rights, and help avoid future disputes.

In this Brixifiy guide, we’ll explain in detail the latest Gujarat stamp duty rates for 2025, registration fees, payment process, rebates for women, and important updates from the Gujarat State Budget.

📋 Table of Contents

  1. Stamp Duty and Registration Charges in Gujarat 2025
  2. Stamp Duty Reduction on Mortgage Deeds
  3. Affidavit and Dastavej Stamp Duty in Gujarat
  4. Property Registration Charges in Gujarat 2025
  5. Stamp Duty in Gujarat vs Neighbouring States
  6. Stamp Duty 2025 by Property Type
  7. Factors That Affect Stamp Duty in Gujarat
  8. How to Calculate Stamp Duty Online in 2025
  9. Rebate for Women Homebuyers
  10. Required Documents for Payment
  11. How to Pay Stamp Duty Online in Gujarat
  12. E-Stamping in Gujarat
  13. Offline Payment Options
  14. Time Taken for Stamp Duty & Registration
  15. Common Mistakes to Avoid
  16. Stamp Duty on Various Deeds (2025)
  17. 80% Stamp Duty Waiver by Housing Societies
  18. Refund Process for Stamp Duty in Gujarat
  19. Penalties for Non-Payment
  20. Grievance Redressal & Contact Details
  21. Brixifiy Insights

📑 Stamp Duty and Registration Charges in Gujarat 2025

ParticularsRate
Basic Stamp Duty3.50%
Surcharge (40% of Basic)1.40%
Total Stamp Duty4.9%

The total stamp duty in Gujarat is 4.9% of the property’s market value. This applies to both residential and commercial properties, with minor variations depending on type and location.

💰 Stamp Duty Reduction in Mortgage Deeds (2025)

Type of DeedReduced Stamp Duty
Mortgage DeedFrom ₹25,000 to ₹5,000 at 0.25%
Lease Deed (less than 1 year, residential)From 1% to ₹500
Inheritance by DaughterFrom 4.9% to ₹200
Share Certificate₹1 for every ₹1,000 share value

The Gujarat Budget 2025 has reduced stamp duty for certain deed types and announced e-registration for mortgage and lease deeds, allowing people to register documents digitally via the GARVI portal.

📄 Affidavit and Dastavej Stamp Duty in Gujarat

Document TypeStamp Duty
Affidavit₹50
Dastavej (Property Registration)4.9% of property value

“Dastavej” refers to the main property registration document, and its stamp duty follows the same rate as standard property registration.

🧾 Property Registration Charges in Gujarat 2025

Buyer TypeRegistration Fee
Male Buyer1%
Female BuyerNo Charges (0%)
Joint (Male + Female)1%
Joint (Female + Female)No Charges (0%)

The Gujarat government waives the 1% registration fee for women buyers to promote female property ownership.

Additional charges include:

  • Advocate fees
  • Folio fees: ₹10 per page (subject to revisions)
  • Index fees: ₹50 per copy

🏙️ Stamp Duty in Gujarat vs Other States (2025)

StateStamp DutyRegistration Fee
Gujarat4.9%1%
Maharashtra6% (men), 5% (women)1% or ₹30,000 (whichever is higher)
Karnataka3–5%1%
Delhi6% (men), 4% (women)1%
Tamil Nadu7%1% (max ₹4 lakh)

Gujarat’s rates are comparatively lower, making it one of the more affordable states for property transactions in western India.

🏡 Stamp Duty Gujarat 2025 by Property Type

Property TypeStamp DutyRegistration Fee
Urban Residential4.9%1%
Rural Residential4.9%1%
Commercial5%1%
Agricultural Land3%1%

Properties in urban areas with better amenities typically attract slightly higher effective charges.

📊 Factors Affecting Stamp Duty in Gujarat

  1. Type of Property – Residential vs. Commercial
  2. Location – Urban vs. Rural area
  3. Market Value – Based on sale price or ready reckoner rate
  4. Ownership Type – Individual vs. company or joint ownership
  5. Purpose of Transaction – Sale, lease, mortgage, or transfer

🧮 How to Calculate Stamp Duty in Gujarat (2025)

Use the official Garvi Stamp Duty Calculator:
🔗 https://garvi.gujarat.gov.in

Example Calculation:
If a property is purchased for ₹86,75,000 —
Stamp Duty = ₹86,75,000 × 4.9% = ₹4,25,075
Registration Fee (for men) = ₹86,75,000 × 1% = ₹86,750

👩‍💼 Rebate for Women Homebuyers (2025)

Women buyers pay no registration fee (saving 1% of property value).
For a ₹86.75 lakh property:

BuyerStamp DutyRegistration FeeTotal Cost
Male₹4,25,075₹86,750₹91,86,825
Female₹4,25,075₹0₹91,00,075

📁 Documents Required

  • Sale Deed / Title Deed
  • Buyer and Seller ID proofs
  • Address proofs
  • Power of Attorney (if applicable)
  • Application under Section 32A (if required)

🌐 How to Pay Stamp Duty Online in Gujarat

  1. Visit https://garvi.gujarat.gov.in
  2. Log in or register
  3. Choose “Stamp Duty & Registration” option
  4. Enter property details and transaction value
  5. Upload supporting documents
  6. Make payment via net banking / debit card / credit card / UPI
  7. Download receipt and acknowledgment

💻 E-Stamping in Gujarat

E-stamping is available via Stock Holding Corporation of India Ltd (SHCIL).
It’s faster, secure, and legally valid. You can collect the e-stamp certificate from taluka headquarters across Gujarat.

🏦 Offline Payment Options

1. Franking Centres

  • Visit nearest authorized franking centre or bank
  • Fill form, attach documents
  • Pay by cash, cheque, or DD
  • Collect the stamped receipt

2. Stamp Papers

  • Buy stamp paper from licensed vendors
  • Fill details correctly and register the deed

⏱️ Time Taken for Completion

StageDuration
Submission of sale deedDay 1
Verification and payment processingDay 2–3
Receipt generationDay 4–5
Return of registered sale deedDay 6–7

⚠️ Mistakes to Avoid

  • Entering incorrect property details
  • Missing supporting documents
  • Delaying stamp duty payment
  • Using old or expired stamp papers

📜 Stamp Duty on Different Deeds (2025)

Deed TypeStamp Duty
Sale / Gift Deed6%
Transfer of Lease Rights3%
Exchange Deed3%
Lease (1–5 years)1.5%
Lease (5–10 years)3%
Lease (10–15 years)6%
Lease (15–20+ years)6%
Mortgage (with possession)3%
Mortgage (without possession)1.5%
GPA₹15
SPA₹5

🏘️ 80% Stamp Duty Waiver on Property Transfers (2025)

In June 2025, the Gujarat government announced 80% stamp duty relief on property transfers by housing societies and non-trading associations (valid till June 20, 2025).
This step significantly reduces costs for middle-class property owners.

💸 Refund of Stamp Duty in Gujarat

You can apply for a refund within six months of purchasing the stamp paper under Section 52-C of the Gujarat Stamp Act, 1958.
Submit your application with the spoiled/unused stamp to the Superintendent of Stamps (Gandhinagar/Ahmedabad) along with purchase details and reason for refund.

🚫 Penalty for Non-Payment

Failure to pay stamp duty or registration fees can attract:

  • 2% monthly penalty
  • Up to 200% fine on the deficit amount

📞 Grievance Redressal & Contact

🏡 Brixifiy Insights

At Brixifiy Real Estate, we help buyers and investors across Gujarat make informed property decisions. Whether you’re buying a home in Ahmedabad, Surat, or Vadodara, knowing the latest stamp duty and registration rates is essential.

Stay tuned to Brixifiy News & Articles for updated real estate policies, rates, and market trends that impact your next investment.

🧠 FAQs

Q1. What is the current stamp duty in Gujarat 2025?
A: 4.9% (including surcharge).

Q2. Do women get any discount on stamp duty?
A: No discount on duty, but 0% registration fee for women.

Q3. Where can I pay stamp duty online?
A: On the official portal – https://garvi.gujarat.gov.in

Q4. Is e-stamping legal in Gujarat?
A: Yes, fully recognized under the Gujarat Stamp Act.

Q5. What happens if I delay payment?
A: A 2% monthly penalty or up to 200% of deficit duty applies.

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